{"id":288852,"date":"2024-06-14T11:42:55","date_gmt":"2024-06-14T11:42:55","guid":{"rendered":"https:\/\/tripthis.eu\/?p=27216"},"modified":"2024-06-14T11:42:55","modified_gmt":"2024-06-14T11:42:55","slug":"ieteikumi-ka-parupeties-par-finansu-drosibu-celojot","status":"publish","type":"post","link":"https:\/\/new.tripthis.eu\/en\/ieteikumi-ka-parupeties-par-finansu-drosibu-celojot\/","title":{"rendered":"Tips on how to stay financially safe when travelling"},"content":{"rendered":"

Vasara ir kl\u0101t, un ce\u013co\u0161ana uz tuv\u0101kiem vai t\u0101l\u0101kiem galam\u0113r\u0137iem p\u0101r\u0146em iedz\u012bvot\u0101ju pr\u0101tus.\u00a0 Luminor veikt\u0101 iedz\u012bvot\u0101ju aptauja liecina, ka \u0161ogad vismaz vien\u0101 ce\u013cojum\u0101 pl\u0101no doties 79% iedz\u012bvot\u0101ju. Pirms akt\u012bv\u0101s ce\u013cojumu sezonas Luminor bankas finan\u0161u eksperte Jekaterina Zini\u010da atg\u0101dina, ko nepiecie\u0161ams \u0146emt v\u0113r\u0101, lai atp\u016bta b\u016btu izdevusies un bez nepat\u012bkamiem p\u0101rsteigumiem.<\/span><\/p>\n

 <\/p>\n

Pirms dodies ce\u013cojum\u0101, nosaki savu bud\u017eetu<\/span><\/h1>\n

Dodoties ce\u013cojum\u0101 svar\u012bga ir t\u0113ri\u0146u pl\u0101no\u0161ana, t\u0101d\u0113j\u0101di p\u0113c iesp\u0113jas samazinot nepl\u0101notu izdevumu apjomu. Eksperte iesaka noteikt konkr\u0113tu ce\u013cojuma bud\u017eetu, ieliekot \u201cr\u0101mjos\u201d savus pl\u0101notos izdevumus. Konkr\u0113ts bud\u017eets sniedz iesp\u0113ju sekot l\u012bdzi saviem izdevumiem un neaizrauties ar neapdom\u0101tiem t\u0113ri\u0146iem. Svar\u012bgi jau savlaic\u012bgi veikt izp\u0113ti par naktsm\u0101ju, transporta, \u0113din\u0101\u0161anas un citu paredzamu izdevumu cen\u0101m izv\u0113l\u0113taj\u0101 galam\u0113r\u0137\u012b. \u0160\u0101da izp\u0113te sniegs priek\u0161statu par cenu situ\u0101ciju konkr\u0113taj\u0101 valst\u012b un \u013caus lab\u0101k pl\u0101not t\u0113ri\u0146us.<\/span>
\n<\/span>
\n<\/span>Lai ce\u013cojum\u0101 izvair\u012btos no negaid\u012btiem p\u0101rsteigumiem, j\u0101veic izv\u0113l\u0113t\u0101 galam\u0113r\u0137a izp\u0113te. Piem\u0113ram, ce\u013cojot \u0101rpus Eiropas Savien\u012bbas, \u012bpa\u0161i uz k\u0101d\u0101m eksotisk\u0101m valst\u012bm, kur pl\u0101nots laiku pavad\u012bt \u0101rpus viesn\u012bcas, svar\u012bgi jau savlaic\u012bgi noskaidrot, k\u0101di ir bankas maks\u0101jumu kar\u0161u un skaidras naudas lieto\u0161anas nosac\u012bjumi, tostarp skaidras naudas iz\u0146em\u0161anas komisija, jo tas var ietekm\u0113t finansi\u0101lo situ\u0101ciju ce\u013cojuma laik\u0101.\u00a0<\/span><\/p>\n

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P\u0101rbaudiet kartes limitus un der\u012bguma termi\u0146u<\/span><\/h1>\n

Pl\u0101nojot ce\u013cojumu, p\u0101rliecinies par savas bankas maks\u0101jumu kartes uzst\u0101d\u012btajiem limitiem un der\u012bguma termi\u0146u. T\u0101pat katrai bankas maks\u0101jumu kartei ir noteikti pirkumu un p\u0101rskait\u012bjumu limiti, t\u0101p\u0113c pirms ce\u013cojuma tos nepiecie\u0161ams p\u0101rbaud\u012bt un, ja nepiecie\u0161ams, kori\u0123\u0113t. Pirms ce\u013cojuma p\u0101rbaudiet ar\u012b bankas maks\u0101juma kartes der\u012bguma termi\u0146u, un, ja tas tuvojas beig\u0101m, sazinieties ar banku, lai pas\u016bt\u012btu jaunu maks\u0101jumu karti.\u00a0<\/span><\/p>\n

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Esi modrs, veicot maks\u0101jumus ar karti<\/span><\/h1>\n

Veicot maks\u0101jumus ar bankas karti, neaizmirstiet sekot l\u012bdzi summai, kas tiek ievad\u012bta POS termin\u0101l\u012b, k\u0101 ar\u012b dar\u012bjuma laik\u0101 neizlaidiet no redzesloka p\u0101rdev\u0113ju, kuram ir j\u016bsu karte. V\u0113rts atcer\u0113ties, ka valst\u012bts, kur nor\u0113\u0137iniem neizmanto eiro val\u016btu, maks\u0101jumiem ar karti ieteicams izv\u0113l\u0113ties maks\u0101t viet\u0113j\u0101 val\u016bt\u0101, ja vien tas ir iesp\u0113jams, T\u0101d\u0101 veid\u0101 iesp\u0113jams izvair\u012bties no papildu maksas, ko viet\u0113jie pakalpojuma sniedz\u0113ji var\u0113tu ietur\u0113t, veicot maks\u0101jumu eiro val\u016bt\u0101.<\/span>
\n<\/span>
\n<\/span>T\u0101pat k\u0101 ikdien\u0101, ar\u012b ce\u013cojum\u0101 nek\u0101d\u0101 gad\u012bjum\u0101 nevajadz\u0113tu bankas maks\u0101jumu karti glab\u0101t vienuviet ar PIN kodiem, k\u0101 ar\u012b neatkl\u0101jiet to citiem cilv\u0113kiem un izvairieties no viegli uzminamiem PIN koda variantiem. Ja ce\u013cojuma laik\u0101 gad\u0101s nozaud\u0113t karti, eksperte atg\u0101dina nekav\u0113joties sazin\u0101ties ar banku un aptur\u0113t kartes darb\u012bbu.\u00a0<\/span><\/p>\n

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Iev\u0113ro ierastos dro\u0161\u012bbas pas\u0101kumus<\/span><\/h1>\n

Jebkur\u0101 ce\u013cojum\u0101 j\u0101iev\u0113ro ierastie dro\u0161\u012bbas pas\u0101kumi, lai sevi pasarg\u0101tu no nepat\u012bkam\u0101m situ\u0101cij\u0101m. Galvenais ieteikums ir skaidru naudu neuzglab\u0101t vien\u0101 viet\u0101 \u2013 dro\u0161\u0101k ir to sadal\u012bt, lai, piem\u0113ram, bag\u0101\u017eas vai somas z\u0101dz\u012bbas vai nozaud\u0113\u0161anas gad\u012bjum\u0101 nepaliktu bez l\u012bdzek\u013ciem. Nereti k\u0101 dro\u0161s naudas uzglab\u0101\u0161anas variants tiek izv\u0113l\u0113ts viesn\u012bcas seifs, tom\u0113r eksperte iesaka uzglab\u0101t taj\u0101 tikai da\u013cu skaidras naudas vai citu v\u0113rt\u012bgu lietu, p\u0101r\u0113jo da\u013cu paturot pie sevis.<\/span>
\n<\/span>
\n<\/span>Svar\u012bgi atcer\u0113ties \u2013 katr\u0101 valst\u012b var b\u016bt at\u0161\u0137ir\u012bga kult\u016bra un paradumi. Ce\u013cojumos centieties l\u012bdz minimumam samazin\u0101t bankom\u0101tu lieto\u0161anu, lai iz\u0146emtu skaidru naudu, t\u0101d\u0113j\u0101di mazinot maks\u0101jumu kartes apdraud\u0113juma riskus. Ja rodas nepiecie\u0161am\u012bba p\u0113c skaidras naudas, vienm\u0113r izv\u0113lieties dro\u0161\u0101ko bankom\u0101tu. Parasti tie atrodas viesn\u012bcas, bankas vai k\u0101das citas publiski pieejamas \u0113kas tuvum\u0101. Izvairieties naudu iz\u0146emt klus\u0101s \u0161\u0137\u0113rsiel\u0101s.<\/span><\/p>\n

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Travel insurance<\/span><\/h1>\n

Neatkar\u012bgi no t\u0101, vai pl\u0101nojat doties laisk\u0101 atp\u016bt\u0101 uz pludmali vai kalnu p\u0101rg\u0101jien\u0101 \u2013 izv\u0113rt\u0113jiet ce\u013cojuma apdro\u0161in\u0101\u0161anas nepiecie\u0161am\u012bbu. Jebkur\u0161 ce\u013cojums ir saist\u012bts ar zin\u0101miem riskiem, t\u0101p\u0113c noz\u012bm\u012bgi jau savlaic\u012bgi par\u016bp\u0113ties par savu un l\u012bdzbrauc\u0113ju dro\u0161\u012bbu. Eksperte gan atg\u0101dina pirms ce\u013cojuma apdro\u0161in\u0101\u0161anas polises ieg\u0101des p\u0101rliecin\u0101ties, vai t\u0101 jau nav iek\u013cauta bankas kred\u012btkart\u0113, ja jums t\u0101da ir. Labas kred\u012btkartes ietver ar\u012b nomas automa\u0161\u012bnas apdro\u0161in\u0101\u0161anu, ce\u013cojuma atcel\u0161anas segumu, nozaud\u0113tas bag\u0101\u017eas atl\u012bdz\u012bbu un ce\u013cojumu negad\u012bjumu apdro\u0161in\u0101\u0161anu.<\/span>
\n<\/span>
\n<\/span>T\u0101pat, ce\u013cojot \u0101rpus Eiropas Savien\u012bbas, b\u016btiski p\u0101rliecin\u0101ties vai ir nepiecie\u0161ams apdro\u0161in\u0101\u0161anas sertifik\u0101ts, kas tiek p\u0101rbaud\u012bts, iece\u013cojot izv\u0113l\u0113taj\u0101 galam\u0113r\u0137\u012b. Pat, ja j\u016bsu bankas kred\u012btkart\u0113 ir iek\u013cauta apdro\u0161in\u0101\u0161anas polise, pirms ce\u013co\u0161anas nepiecie\u0161ams sazin\u0101ties ar banku un savlaic\u012bgi piepras\u012bt \u0161o sertifik\u0101tu izdruk\u0101t\u0101 form\u0101, kas galvenok\u0101rt ir bezmaksas pakalpojums.<\/span><\/p>\n

Ar Luminor Black vari izbaud\u012bt visas kartes priek\u0161roc\u012bbas izv\u0113loties karti ar\u012b bez kred\u012btlimita, piem\u0113ram, ce\u013cojumu un pirkumu apdro\u0161in\u0101\u0161anu. Tagad ce\u013cojumu apdro\u0161in\u0101\u0161an\u0101 iek\u013cauts auto nomas pa\u0161riska segums ar limitu l\u012bdz 500 EUR. Turkl\u0101t tev b\u016bs liel\u0101ks skaidras naudas iz\u0146em\u0161anas limits bez papildu komisijas maksas – l\u012bdz 1200 EUR m\u0113nes\u012b no Luminor bankom\u0101tiem un l\u012bdz 400 EUR m\u0113nes\u012b no bankom\u0101tiem vis\u0101 pasaul\u0113. Dodies uz luminor.lv un uzzini vair\u0101k par Luminor Black priek\u0161roc\u012bb\u0101m.<\/span><\/p>\n

 <\/p>\n

Vair\u0101k inform\u0101cijas mekl\u0113 \u0161eit\u00a0<\/a><\/h1>","protected":false},"excerpt":{"rendered":"

Vasara ir kl\u0101t, un ce\u013co\u0161ana uz tuv\u0101kiem vai t\u0101l\u0101kiem galam\u0113r\u0137iem p\u0101r\u0146em iedz\u012bvot\u0101ju pr\u0101tus.\u00a0 Luminor veikt\u0101 iedz\u012bvot\u0101ju aptauja liecina, ka \u0161ogad vismaz vien\u0101 ce\u013cojum\u0101 pl\u0101no doties 79% iedz\u012bvot\u0101ju. Pirms akt\u012bv\u0101s ce\u013cojumu sezonas Luminor bankas finan\u0161u eksperte Jekaterina Zini\u010da atg\u0101dina, ko nepiecie\u0161ams \u0146emt v\u0113r\u0101, lai atp\u016bta b\u016btu izdevusies un bez nepat\u012bkamiem p\u0101rsteigumiem.   Pirms dodies ce\u013cojum\u0101, nosaki […]<\/p>\n","protected":false},"author":20,"featured_media":27217,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"post_subheading":"","post_intro_title":"","post_intro_text":"","post_1_gallery":[],"post_main_content":"","post_banner_title":"","post_banner_text":"","post_source":"","post_faq":[],"post_toc":[],"post_conversion_block":"","post_ai_summary":"","footnotes":""},"categories":[382],"tags":[855,718,856,469],"country":[],"class_list":["post-288852","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blogs","tag-apdrosinasana","tag-celosana","tag-drosiba","tag-luminor"],"_links":{"self":[{"href":"https:\/\/new.tripthis.eu\/en\/wp-json\/wp\/v2\/posts\/288852","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/new.tripthis.eu\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/new.tripthis.eu\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/new.tripthis.eu\/en\/wp-json\/wp\/v2\/users\/20"}],"replies":[{"embeddable":true,"href":"https:\/\/new.tripthis.eu\/en\/wp-json\/wp\/v2\/comments?post=288852"}],"version-history":[{"count":0,"href":"https:\/\/new.tripthis.eu\/en\/wp-json\/wp\/v2\/posts\/288852\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/new.tripthis.eu\/en\/wp-json\/wp\/v2\/packages\/27217"}],"wp:attachment":[{"href":"https:\/\/new.tripthis.eu\/en\/wp-json\/wp\/v2\/media?parent=288852"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/new.tripthis.eu\/en\/wp-json\/wp\/v2\/categories?post=288852"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/new.tripthis.eu\/en\/wp-json\/wp\/v2\/tags?post=288852"},{"taxonomy":"country","embeddable":true,"href":"https:\/\/new.tripthis.eu\/en\/wp-json\/wp\/v2\/country?post=288852"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}