{"id":287430,"date":"2025-10-18T09:22:15","date_gmt":"2025-10-18T09:22:15","guid":{"rendered":"https:\/\/tripthis.eu\/?p=287430"},"modified":"2025-10-18T09:22:15","modified_gmt":"2025-10-18T09:22:15","slug":"practical-tips-for-those-living-outside-the-euro-area","status":"publish","type":"post","link":"https:\/\/new.tripthis.eu\/en\/practical-tips-for-those-living-outside-the-euro-area\/","title":{"rendered":"Practical tips for travellers outside the euro area"},"content":{"rendered":"<p>Source.<\/p>\n<p>Inform\u0101ciju sagatavoja El\u012bna \u0160akirova, AS &#8220;Citadele banka&#8221; korporat\u012bv\u0101s komunik\u0101cijas vad\u012bt\u0101ja.<\/p>\n<p>Tuvojoties skol\u0113nu br\u012bvlaikam, kad daudzi pl\u0101no doties ce\u013cojumos, ir v\u0113rts padom\u0101t par praktiskajiem naudas lieto\u0161anas aspektiem. Ce\u013cojot uz valst\u012bm \u0101rpus eirozonas, piem\u0113ram, ASV, Lielbrit\u0101niju vai Maroku, ir ieteicams laikus noskaidrot, k\u0101 visizdev\u012bg\u0101k tikt pie viet\u0113j\u0101s val\u016btas un k\u0101 nor\u0113\u0137in\u0101ties, lai izvair\u012btos no liekiem t\u0113ri\u0146iem.<\/p>\n<p>Turkl\u0101t nav oblig\u0101ti ce\u013cot t\u0101lu, jo ar\u012b Eiropas Savien\u012bb\u0101 (ES) da\u017eviet ar eiro nevar nor\u0113\u0137in\u0101ties &#8211; patlaban eiro ir ofici\u0101l\u0101 val\u016bta 20 no 27 ES dal\u012bbvalst\u012bm. Piem\u0113ram, Polij\u0101 jau n\u0101ksies mekl\u0113t iesp\u0113ju samain\u012bt eiro pret zlotiem.<\/p>\n<p>Val\u016btas mai\u0146as iesp\u0113jas<\/p>\n<p>Val\u016btas mai\u0146as kurss un komisijas maksas var b\u016btiski at\u0161\u0137irties atkar\u012bb\u0101 no t\u0101, vai naudu maina Latvij\u0101, izmanto bankom\u0101tu galam\u0113r\u0137\u012b vai nor\u0113\u0137in\u0101s ar karti.<\/p>\n<p>&#8220;Main\u012bt naudu lidost\u0101 vai t\u016bristu iecien\u012bt\u0101s viet\u0101s noteikti neb\u016bs izdev\u012bg\u0101k\u0101 izv\u0113le. Ce\u013cojot uz valst\u012bm, kur nav eiro val\u016bta, viet\u0113jais mai\u0146as kurss var b\u016bt izdev\u012bg\u0101ks, tom\u0113r nezin\u0101\u0161ana par apmai\u0146as punktu atra\u0161an\u0101s viet\u0101m un valodas barjera var rad\u012bt risku samain\u012bt naudu par neizdev\u012bgu kursu. T\u0101pat \u013coti svar\u012bgi ir atcer\u0113ties, ka, maks\u0101jot ar karti \u0101rpus eirozonas, ja POS termin\u0101l\u012b pied\u0101v\u0101 izv\u0113li starp viet\u0113jo val\u016btu un eiro, vienm\u0113r j\u0101izv\u0113las nor\u0113\u0137in\u0101ties viet\u0113j\u0101 val\u016bt\u0101, jo pret\u0113j\u0101 gad\u012bjum\u0101 uzcenojums var sasniegt pat 10%,&#8221; iesaka bankas Citadele kar\u0161u un maks\u0101jumu da\u013cas vad\u012bt\u0101js Andris Lazdi\u0146\u0161.<\/p>\n<p>Dro\u0161\u0101k\u0101 kombin\u0101cija &#8211; digit\u0101lie maks\u0101jumi un mazliet skaidras naudas<\/p>\n<p>Ja gandr\u012bz visiem ce\u013cojuma izdevumiem ir pa\u0146emta skaidra nauda, lai ce\u013cojuma laik\u0101 justos dro\u0161i, svar\u012bgi neglab\u0101t to visu vienuviet un nen\u0113s\u0101t l\u012bdzi ikdien\u0101. Dro\u0161\u0101k ir sadal\u012bt l\u012bdzek\u013cus vair\u0101k\u0101s viet\u0101s &#8211; da\u013cu tur\u0113t naktsm\u012btnes seif\u0101, bet nelielu summu pa\u0146emt l\u012bdzi ikdienas izdevumiem.<\/p>\n<p>M\u016bsdien\u0101s nor\u0113\u0137ini k\u013cuvu\u0161i \u012bpa\u0161i \u0113rti, \u0101tri un dro\u0161i, pateicoties maks\u0101jumu kart\u0113m un bezkontakta risin\u0101jumiem &#8211; mobilajiem maks\u0101jumiem, viedpulkste\u0146iem un maks\u0101juma gredzeniem. Ce\u013cot\u0101jiem tas noz\u012bm\u0113 iesp\u0113ju nor\u0113\u0137in\u0101ties gandr\u012bz jebkur\u0101 pasaules viet\u0101 &#8211; \u0101tri, p\u0101rskat\u0101mi un bez liek\u0101m komisij\u0101m. Turkl\u0101t samazin\u0101s risks pazaud\u0113t visu l\u012bdzpa\u0146emto naudu, k\u0101 tas var gad\u012bties ar skaidru naudu. T\u0101p\u0113c, dodoties ce\u013cojum\u0101, ieteicams izmantot digit\u0101los nor\u0113\u0137inus k\u0101 galveno maks\u0101\u0161anas l\u012bdzekli. Tom\u0113r vienlaikus j\u0101nodro\u0161in\u0101s ar skaidras naudas rezervi situ\u0101cij\u0101m, kad karte var neb\u016bt izmantojama, piem\u0113ram, tirgos, maz\u0101ka form\u0101ta veikalos vai sabiedriskaj\u0101 transport\u0101.<\/p>\n<p>Bankas telefona numurs kontaktos<\/p>\n<p>Pirms do\u0161an\u0101s ce\u013c\u0101 v\u0113lams ar\u012b p\u0101rbaud\u012bt kar\u0161u lieto\u0161anas nosac\u012bjumus \u0101rzem\u0113s &#8211; vai par pirkumiem un skaidras naudas iz\u0146em\u0161anu \u0101rpus eirozonas netiek piem\u0113rota papildu komisijas maksa. T\u0101pat ir svar\u012bgi saglab\u0101t bankas kontaktinform\u0101ciju \u0101rk\u0101rtas situ\u0101cij\u0101m &#8211; pierakst\u012bt kartes blo\u0137\u0113\u0161anas t\u0101lru\u0146a numuru gad\u012bjumam, ja karte tiek pazaud\u0113ta vai nozagta un nevari izmantot internetu, lai to blo\u0137\u0113tu mobilaj\u0101 lietotn\u0113.<\/p>\n<p>Nerakstur\u012bgas aktivit\u0101tes ar karti var rad\u012bt bankai aizdomas, ka nauda nav dro\u0161\u012bb\u0101, t\u0101p\u0113c ar\u012b banka var blo\u0137\u0113t maks\u0101jumu \u0101rvalst\u012bs. Ar\u012b t\u0101dos gad\u012bjumos noder\u0113s kontaktos saglab\u0101tais bankas telefona numurs. Ja ir pl\u0101ns doties pavisam eksotisk\u0101 virzien\u0101, var mobil\u0101s lietotnes \u010dat\u0101 laikus inform\u0113t banku par pl\u0101noto braucienu.<\/p>\n<p>Par Citadeles Grupu<\/p>\n<p>Citadele ir vien\u012bg\u0101 Baltijas valstu banka, kuras m\u0101tes uz\u0146\u0113mums atrodas Latvij\u0101, nodro\u0161inot proporcion\u0101li liel\u0101ku ieguld\u012bjumu Latvijas ekonomik\u0101. Uz 2024. gada 31. decembri 46% no Citadeles kop\u0113jiem akt\u012bviem bija Latvij\u0101 un 74% no pamatdarb\u012bb\u0101 nodarbin\u0101tajiem darbiniekiem bija nodarbin\u0101ti Latvij\u0101. Meitasuz\u0146\u0113mumi un fili\u0101les darbojas Latvij\u0101, Lietuv\u0101 un Igaunij\u0101.<\/p>\n<p>Citadeles misija ir moderniz\u0113t finan\u0161u nozari, l\u012bdztekus klasiskajiem bankas pakalpojumiem pied\u0101v\u0101jot virkni jaun\u0101k\u0101s paaudzes finan\u0161u tehnolo\u0123ij\u0101s b\u0101z\u0113tu pakalpojumu gan priv\u0101tperson\u0101m, gan uz\u0146\u0113m\u0113jiem vis\u0101 Baltij\u0101. 2025. gada pirmaj\u0101 ceturksn\u012b Citadele jaunos aizdevumos izsniedza 350 miljonus eiro, kop\u0113jam kred\u012btportfelim sasniedzot 3,366 miljardus un depoz\u012btu apjoms veidoja 3,879 miljardus eiro.<\/p>\n<p>Vair\u0101k par Citadeli Latvij\u0101: Facebook\/bankaCitadele, LinkedIn\/Citadele banka, Twitter\/Citadele, YouTube\/BankaCitadele.<\/p>","protected":false},"excerpt":{"rendered":"<p>Avots: Leta Inform\u0101ciju sagatavoja El\u012bna \u0160akirova, AS &#8220;Citadele banka&#8221; korporat\u012bv\u0101s komunik\u0101cijas vad\u012bt\u0101ja. Tuvojoties skol\u0113nu br\u012bvlaikam, kad daudzi pl\u0101no doties ce\u013cojumos, ir v\u0113rts padom\u0101t par praktiskajiem naudas lieto\u0161anas aspektiem. Ce\u013cojot uz valst\u012bm \u0101rpus eirozonas, piem\u0113ram, ASV, Lielbrit\u0101niju vai Maroku, ir ieteicams laikus noskaidrot, k\u0101 visizdev\u012bg\u0101k tikt pie viet\u0113j\u0101s val\u016btas un k\u0101 nor\u0113\u0137in\u0101ties, lai izvair\u012btos no liekiem [&hellip;]<\/p>\n","protected":false},"author":20,"featured_media":287431,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"post_subheading":"","post_intro_title":"","post_intro_text":"","post_1_gallery":[],"post_main_content":"","post_banner_title":"","post_banner_text":"","post_source":"","post_faq":[],"post_toc":[],"post_conversion_block":"","post_ai_summary":"","footnotes":""},"categories":[398],"tags":[895,889,694],"country":[],"class_list":["post-287430","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-jaunumi","tag-jaunumi","tag-leta","tag-turisms"],"_links":{"self":[{"href":"https:\/\/new.tripthis.eu\/en\/wp-json\/wp\/v2\/posts\/287430","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/new.tripthis.eu\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/new.tripthis.eu\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/new.tripthis.eu\/en\/wp-json\/wp\/v2\/users\/20"}],"replies":[{"embeddable":true,"href":"https:\/\/new.tripthis.eu\/en\/wp-json\/wp\/v2\/comments?post=287430"}],"version-history":[{"count":0,"href":"https:\/\/new.tripthis.eu\/en\/wp-json\/wp\/v2\/posts\/287430\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/new.tripthis.eu\/en\/wp-json\/"}],"wp:attachment":[{"href":"https:\/\/new.tripthis.eu\/en\/wp-json\/wp\/v2\/media?parent=287430"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/new.tripthis.eu\/en\/wp-json\/wp\/v2\/categories?post=287430"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/new.tripthis.eu\/en\/wp-json\/wp\/v2\/tags?post=287430"},{"taxonomy":"country","embeddable":true,"href":"https:\/\/new.tripthis.eu\/en\/wp-json\/wp\/v2\/country?post=287430"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}