{"id":286603,"date":"2025-08-11T19:00:38","date_gmt":"2025-08-11T19:00:38","guid":{"rendered":"https:\/\/tripthis.eu\/?p=286603"},"modified":"2025-08-11T19:00:38","modified_gmt":"2025-08-11T19:00:38","slug":"survey-of-29-residents-of-latvia-even-without-insurance","status":"publish","type":"post","link":"https:\/\/new.tripthis.eu\/en\/survey-of-29-residents-of-latvia-even-without-insurance\/","title":{"rendered":"Survey: 29 % of Latvian residents travel without insurance"},"content":{"rendered":"

When we travel, we often focus on the positive - sunny destinations, new experiences and relaxation. However, the reality is that travelling can also bring unexpected challenges that can be costly without adequate preparation.<\/span><\/p>\n

Apdro\u0161in\u0101\u0161anas tehnolo\u0123iju uz\u0146\u0113muma <\/span>Balcia<\/b> veikt\u0101 iedz\u012bvot\u0101ju aptauja atkl\u0101j, ka <\/span>29 % Latvijas iedz\u012bvot\u0101ju ce\u013cojumu apdro\u0161in\u0101\u0161anu ieg\u0101d\u0101jas tikai reiz\u0113m vai neieg\u0101d\u0101jas visp\u0101r<\/b>. V\u0113l satrauco\u0161\u0101ka ir situ\u0101cija jaunie\u0161u vid\u016b \u2013 <\/span>34 % no vi\u0146iem ce\u013co bez jebk\u0101da veida apdro\u0161in\u0101\u0161anas<\/b>.<\/span><\/p>\n

K\u0101p\u0113c da\u013ca cilv\u0113ku izv\u0113las ce\u013cot bez apdro\u0161in\u0101\u0161anas?<\/b><\/h3>\n

Balcia viceprezidents <\/span>Reinis B\u0113rzkalns<\/b> nor\u0101da, ka iemesli galvenok\u0101rt ir divi \u2013 <\/span>zin\u0101\u0161anu tr\u016bkums<\/b> and <\/span>v\u0113lme samazin\u0101t izmaksas<\/b>.<\/span><\/p>\n

\u201cJaunie\u0161i bie\u017ei vien neapzin\u0101s apdro\u0161in\u0101\u0161anas noz\u012bmi vai uzskata to par liekiem izdevumiem. Ta\u010du pat neliels negad\u012bjums var rad\u012bt nopietnas finansi\u0101las sekas,\u201d uzsver B\u0113rzkalns.<\/span><\/p>\n

Savuk\u0101rt vec\u0101k\u0101s paaudzes (50\u201365 gadi) ce\u013cot\u0101ji ir daudz piesardz\u012bg\u0101ki \u2013 <\/span>66 % vienm\u0113r ieg\u0101d\u0101jas ce\u013cojumu apdro\u0161in\u0101\u0161anu<\/b> pirms do\u0161an\u0101s \u0101rpus Latvijas.<\/span><\/p>\n

K\u0101di ir riski, ce\u013cojot bez apdro\u0161in\u0101\u0161anas?<\/b><\/h3>\n

Lai ar\u012b var \u0161\u0137ist, ka “nekas slikts jau nenotiks”, pieredze r\u0101da pret\u0113jo. <\/span>\u0160ie ir bie\u017e\u0101kie riski, ar ko sastopas ce\u013cot\u0101ji, kuri nav apdro\u0161in\u0101ti:<\/b><\/p>\n

    \n
  1. Vesel\u012bbas probl\u0113mas vai traumas<\/b><\/li>\n<\/ol>\n

    Bie\u017e\u0101kie gad\u012bjumi, kad ce\u013cot\u0101jiem nepiecie\u0161ama pal\u012bdz\u012bba, ir traumas, saind\u0113\u0161an\u0101s vai p\u0113k\u0161\u0146as vesel\u012bbas probl\u0113mas. Daudzviet pasaul\u0113 medic\u012bnas pakalpojumi ir \u013coti d\u0101rgi \u2013 vienk\u0101r\u0161a \u0101rsta viz\u012bte var izmaks\u0101t vair\u0101kus simtus eiro, bet nopietn\u0101ka \u0101rst\u0113\u0161ana pat vair\u0101kus t\u016bksto\u0161us<\/span>.<\/span><\/p>\n

      \n
    1. Repatri\u0101cija<\/b><\/li>\n<\/ol>\n

      Kad ce\u013cojuma laik\u0101 ir g\u016btas smagas traumas vai pat iest\u0101jusies n\u0101ve un ir nepiecie\u0161ams specializ\u0113tais transports, kas nog\u0101d\u0101tu cilv\u0113ku m\u0101j\u0101s. \u0160\u0101dus riskus ce\u013cot\u0101ji bie\u017ei pat neapsver, ta\u010du tie var pa\u0161am vai radiniekiem izmaks\u0101t \u013coti d\u0101rgi. Piem\u0113ram, Balcia pieredz\u0113 viena no liel\u0101kaj\u0101m p\u0113d\u0113j\u0101 laika atl\u012bdz\u012bbas izmaks\u0101m 8000 eiro apm\u0113r\u0101 ir bijusi tie\u0161i par repatri\u0101ciju.\u00a0<\/span><\/p>\n

        \n
      1. Bag\u0101\u017eas nozaud\u0113\u0161ana vai z\u0101dz\u012bba<\/b><\/li>\n<\/ol>\n

        Lidojumu kav\u0113\u0161an\u0101s, k\u013c\u016bdas lo\u0123istik\u0101 vai z\u0101dz\u012bbas var atst\u0101t tevi sve\u0161\u0101 valst\u012b bez l\u012bdzi pa\u0146emtaj\u0101m mant\u0101m. Tas ir ne tikai nepat\u012bkami, bet ar\u012b d\u0101rgi, jo visu nepiecie\u0161amo n\u0101kas ieg\u0101d\u0101ties uz vietas.\u00a0<\/span><\/p>\n

          \n
        1. Ce\u013cojuma atcel\u0161ana vai p\u0101rtrauk\u0161ana<\/b><\/li>\n<\/ol>\n

          Ja pa\u0161am vai k\u0101dam \u0123imenes loceklim gad\u0101s saslimt tie\u0161i pirms ce\u013cojuma vai rodas k\u0101di citi sare\u017e\u0123\u012bjumi, kuru d\u0113\u013c brauciens j\u0101atce\u013c, n\u0101kas pazaud\u0113t iev\u0113rojamu summu gan par aviobi\u013cet\u0113m, gan viesn\u012bcu un citiem izdevumiem, kas jau iepriek\u0161 apmaks\u0101ti. T\u0101pat var gad\u012bties, ka ce\u013cojuma laik\u0101 notiek kas neparedz\u0113ts un ir j\u0101atgrie\u017eas m\u0101j\u0101s, p\u0113rkot atkal jaunas lidma\u0161\u012bnas bi\u013cetes.<\/span>\u00a0<\/span><\/p>\n

          \u0160ie ir tikai da\u017ei no gad\u012bjumiem, kad apdro\u0161in\u0101\u0161ana var pal\u012bdz\u0113t izvair\u012bties no negaid\u012bt\u0101m izmaks\u0101m ce\u013cojuma laik\u0101, t\u0101p\u0113c ikvienam ce\u013cot\u0101jam ieteicams izv\u0113rt\u0113t \u0161os un citus riskus un par\u016bp\u0113ties par atbilsto\u0161u apdro\u0161in\u0101\u0161anas polisi.\u00a0<\/span><\/p>\n

           <\/p>\n

          Vai ce\u013cojumu apdro\u0161in\u0101\u0161ana tie\u0161\u0101m ir t\u0101 v\u0113rta?<\/b><\/h3>\n

          J\u0101.<\/b> Ce\u013cojumu apdro\u0161in\u0101\u0161ana ir sal\u012bdzino\u0161i neliels ieguld\u012bjums, kas var pasarg\u0101t no \u013coti lieliem t\u0113ri\u0146iem. T\u0101 ne tikai nodro\u0161ina finansi\u0101lu aizsardz\u012bbu, bet ar\u012b sniedz sirdsmieru, zinot, ka, ja kas notiks \u2013 pal\u012bdz\u012bba b\u016bs pieejama.<\/span><\/p>\n

          Balcia regul\u0101ri saskaras ar situ\u0101cij\u0101m, kad pat neliels savainojums vai lidojuma aizkav\u0113\u0161an\u0101s rada klientiem <\/span>nepl\u0101notus izdevumus<\/b>, kas bez apdro\u0161in\u0101\u0161anas b\u016btu j\u0101sedz pa\u0161iem.<\/span><\/p>\n

          Padoms ce\u013cot\u0101jiem<\/b><\/h3>\n

          Pirms n\u0101kam\u0101 ce\u013cojuma, neatkar\u012bgi no t\u0101, vai tas ir ned\u0113\u013cas nogales brauciens uz tuv\u0101ko galam\u0113r\u0137i vai m\u0113nesi ilgs ce\u013cojums uz citu kontinentu, <\/span>izv\u0113rt\u0113 riskus un ieg\u0101d\u0101jies piem\u0113rotu apdro\u0161in\u0101\u0161anu<\/b>. T\u0101 nav lieka grezn\u012bba \u2013 t\u0101 ir atbild\u012bga izv\u0113le.<\/span><\/p>\n

          Ce\u013co gudri un netaupi uz dro\u0161\u012bbu.<\/span><\/p>\n

          Aptauju p\u0113c \u201cBalcia\u201d pas\u016bt\u012bjuma veica p\u0113t\u012bjumu a\u0123ent\u016bra \u201cNorstat\u201d 2025. gada maij\u0101, aptauj\u0101jot vair\u0101k nek\u0101 1200 Latvijas iedz\u012bvot\u0101jus vecum\u0101 no 18 l\u012bdz 65 gadiem.<\/span><\/i><\/p>\n

           <\/p>","protected":false},"excerpt":{"rendered":"

          When we travel, we often focus on the positive - sunny destinations, new experiences and relaxation. However, the reality is that travelling can also bring unexpected challenges that can be costly without adequate preparation.<\/p>","protected":false},"author":20,"featured_media":286604,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"post_subheading":"","post_intro_title":"","post_intro_text":"","post_1_gallery":[],"post_main_content":"","post_banner_title":"","post_banner_text":"","post_source":"","post_faq":[],"post_toc":[],"post_conversion_block":"","post_ai_summary":"","footnotes":""},"categories":[398],"tags":[845],"country":[],"class_list":["post-286603","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-jaunumi","tag-balcia"],"_links":{"self":[{"href":"https:\/\/new.tripthis.eu\/en\/wp-json\/wp\/v2\/posts\/286603","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/new.tripthis.eu\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/new.tripthis.eu\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/new.tripthis.eu\/en\/wp-json\/wp\/v2\/users\/20"}],"replies":[{"embeddable":true,"href":"https:\/\/new.tripthis.eu\/en\/wp-json\/wp\/v2\/comments?post=286603"}],"version-history":[{"count":0,"href":"https:\/\/new.tripthis.eu\/en\/wp-json\/wp\/v2\/posts\/286603\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/new.tripthis.eu\/en\/wp-json\/"}],"wp:attachment":[{"href":"https:\/\/new.tripthis.eu\/en\/wp-json\/wp\/v2\/media?parent=286603"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/new.tripthis.eu\/en\/wp-json\/wp\/v2\/categories?post=286603"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/new.tripthis.eu\/en\/wp-json\/wp\/v2\/tags?post=286603"},{"taxonomy":"country","embeddable":true,"href":"https:\/\/new.tripthis.eu\/en\/wp-json\/wp\/v2\/country?post=286603"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}