Inform\u0101ciju sagatavoja Zelma Strupka, Luminor sabiedrisko attiec\u012bbu projektu vad\u012bt\u0101ja.<\/p>\n
\u0160ogad atva\u013cin\u0101jumu sezona l\u012bdz ar da\u017e\u0101diem sv\u0113tkiem s\u0101kusies jau mart\u0101, un, tuvojoties vasarai, tas noz\u012bm\u0113 ar\u012b arvien akt\u012bv\u0101kus ce\u013cojumus \u0101rpus valsts vai ar\u012b tepat uz vietas Latvij\u0101. Pl\u0101nojot savu n\u0101kamo piedz\u012bvojumu, liel\u0101k\u0101 da\u013ca cilv\u0113ku piev\u0113r\u0161as aviobi\u013cet\u0113m, viesn\u012bc\u0101m un mar\u0161ruta izveidei, ta\u010du ne vienm\u0113r aizdom\u0101jas par ce\u013cojumu apdro\u0161in\u0101\u0161anas noz\u012bmi, kas var b\u016bt priek\u0161nosac\u012bjums veiksm\u012bgai ce\u013cojuma norisei. K\u0101p\u0113c ce\u013cojumu apdro\u0161in\u0101\u0161ana ir vajadz\u012bga un ko vislab\u0101k izv\u0113l\u0113ties, st\u0101sta Luminor bankas finan\u0161u eksperte Jekaterina Zini\u010da.<\/p>\n
Pl\u0101nojot ce\u013cojumu, cilv\u0113ki s\u0101kotn\u0113ji par\u016bp\u0113jas par naktsm\u0101j\u0101m, aktivit\u0101t\u0113m, bet bie\u017ei vien nemaz nepiev\u0113r\u0161 \u012bpa\u0161u uzman\u012bbu t\u0101dam svar\u012bgam dro\u0161\u012bbas aspektam k\u0101 ce\u013cojuma apdro\u0161in\u0101\u0161anai. Cilv\u0113ki vai nu v\u0113las ieekonom\u0113t, izv\u0113loties l\u0113t\u0101ku apdro\u0161in\u0101\u0161anas pied\u0101v\u0101jumu, kas nenosedz visus potenci\u0101los riskus, vai aizmirst to noform\u0113t visp\u0101r. Turkl\u0101t izplat\u012bta k\u013c\u016bda ir ieg\u0101d\u0101ties apdro\u0161in\u0101\u0161anu p\u0113d\u0113j\u0101 br\u012bd\u012b, k\u0101 rezult\u0101t\u0101 bie\u017ei netiek pien\u0101c\u012bgi izp\u0113t\u012bti seguma nosac\u012bjumi.<\/p>\n
Ko sedz ce\u013cojuma apdro\u0161in\u0101\u0161ana?<\/p>\n
Ne visi zina, ka ce\u013cojumu apdro\u0161in\u0101\u0161ana sedz gan medic\u012bniskos izdevumus, gan ar\u012b sniedz atl\u012bdz\u012bbu cit\u0101s situ\u0101cij\u0101s. Daudzi jau laic\u012bgi ieg\u0101d\u0101jas aviobi\u013cetes, pl\u0101nojot savus galam\u0113r\u0137us, jo bie\u017ei vien t\u0101 ir izdev\u012bg\u0101k, tom\u0113r pl\u0101ni var main\u012bties – da\u017ereiz gad\u0101s neparedz\u0113ti saslimt vai p\u0101rcelt atva\u013cin\u0101jumu. T\u0101p\u0113c \u012bpa\u0161i noder\u012bgi, ja apdro\u0161in\u0101\u0161ana sedz ar\u012b \u0161o aspektu, sniedzot atbalstu ar\u012b gad\u012bjumos, kad lidojumi tiek atcelti vai aizkav\u0113ti. Apdro\u0161in\u0101\u0161ana var b\u016bt noder\u012bga ar\u012b situ\u0101cij\u0101s, kad bag\u0101\u017ea tiek nozaud\u0113ta vai t\u0101s pieg\u0101de aizkav\u0113jas, atl\u012bdzinot izdevumus par nepiecie\u0161amo mantu ieg\u0101di.<\/p>\n
Akt\u012bv\u0101s atp\u016btas, piem\u0113ram, sl\u0113po\u0161anas, p\u0101rg\u0101jienu vai nir\u0161anas cien\u012bt\u0101jiem apdro\u0161in\u0101\u0161ana ir \u012bpa\u0161i noz\u012bm\u012bga. Izv\u0113loties polisi, svar\u012bgi izv\u0113rt\u0113t, lai t\u0101 ietver visus pl\u0101not\u0101s akt\u012bv\u0101s atp\u016btas riskus. Savuk\u0101rt \u0123imenei ar b\u0113rniem apdro\u0161in\u0101\u0161ana ce\u013cojumos ir teju oblig\u0101ta. B\u0113rni ir \u013coti zin\u0101tk\u0101ri un akt\u012bvi, t\u0101p\u0113c negad\u012bjums var notikt visneparast\u0101kaj\u0101s viet\u0101s un situ\u0101cij\u0101s, piem\u0113ram, sp\u0113l\u0113joties viesn\u012bcas teras\u0113 vai pastaig\u0101joties eksotisk\u0101 galam\u0113r\u0137\u012b. Medic\u012bniskie izdevumi \u0101rk\u0101rtas gad\u012bjumos ar\u012b tiek iek\u013cauti apdro\u0161in\u0101\u0161anas polis\u0113s, kas ir b\u016btiski, lai spont\u0101ns \u0101rsta apmekl\u0113jums \u0101rzem\u0113s neb\u016btu t\u016bksto\u0161u eiro v\u0113rts. T\u0101pat \u013coti bie\u017ea pras\u012bba no apdro\u0161in\u0101\u0161anas noteikumu puses ir noform\u0113t Eiropas vesel\u012bbas apdro\u0161in\u0101\u0161anas karti jeb EVAK, turkl\u0101t katram \u0123imenes loceklim savu. EVAK kartes noform\u0113\u0161ana ir \u0113rta un \u0101tra, aiz\u0146emot da\u017eas min\u016btes, neatkar\u012bgi no t\u0101, vai m\u0113s to dar\u0101m att\u0101lin\u0101ti vai kl\u0101tien\u0113, turkl\u0101t t\u0101 ir bezmaksas.<\/p>\n
Izdev\u012bg\u0101k nek\u0101 atsevi\u0161\u0137a polise<\/p>\n
Bankas maks\u0101jumu karte ar iek\u013cautu ce\u013cojumu apdro\u0161in\u0101\u0161anu var kalpot k\u0101 alternat\u012bva un bie\u017ei vien tas ir ekonomisk\u0101ks risin\u0101jums, jo par fiks\u0113tu m\u0113ne\u0161a maksu, kas var b\u016bt pat zem\u0101ka nek\u0101 viena atsevi\u0161\u0137a polise, tiek nodro\u0161in\u0101ta past\u0101v\u012bga aizsardz\u012bba visos ce\u013cojumos, turkl\u0101t karte nodro\u0161ina v\u0113l citas ce\u013cojum\u0101 svar\u012bgas funkcijas. Ja ce\u013cojat bie\u017e\u0101k nek\u0101 vienu reizi gad\u0101, maks\u0101jumu karte var b\u016bt gan \u0113rt\u0101ka, gan izdev\u012bg\u0101ka alternat\u012bva nek\u0101 katru reizi pirkt jaunu polisi. T\u0101d\u0113j\u0101di \u0161\u0101da izv\u0113le var mazin\u0101t r\u016bpes par polises noform\u0113\u0161anu, neparedz\u0113tiem izdevumiem un rad\u012bt dro\u0161\u012bbas saj\u016btu katr\u0101 braucien\u0101. Turkl\u0101t \u0161\u0101d\u0101 veid\u0101 katru reizi polise jau b\u016bs sp\u0113k\u0101, kam\u0113r karte ir akt\u012bva, kas tostarp \u013cauj viegl\u0101k \u012bstenot spont\u0101nus l\u0113mumus, piem\u0113ram, doties ce\u013cojumos, ar\u012b tepat kaimi\u0146valst\u012bs.<\/p>\n
\u0122imen\u0113m tas ir noteikti labs veids, k\u0101 ietaup\u012bt, jo bie\u017ei vien pietiek ar vec\u0101ku kred\u012btkartes iek\u013cauto apdro\u0161in\u0101\u0161anas segumu, kas nodro\u0161ina aizsardz\u012bbu \u0123imenes bud\u017eetam neatkar\u012bgi no t\u0101, cik daudz ir b\u0113rnu \u0123imen\u0113. Nereti vec\u0101ki izv\u0113las \u0161\u0101du risin\u0101jumu ar\u012b b\u0113rniem, jo m\u016bsdien\u0101s vi\u0146i ir k\u013cuvu\u0161i past\u0101v\u012bg\u0101ki, ekskursijas pat skol\u0101s bie\u017ei vien notiek \u0101rpus Latvijas, t\u0101pat ar\u012b ieskaitot sporta pulci\u0146us, kad sacens\u012bb\u0101s un pieredzes apmai\u0146\u0101 b\u0113rni dodas trenera vai skolot\u0101ja pavad\u012bb\u0101 \u0101rpus Latvijas.<\/p>\n
Luminor dati liecina, ka p\u0113rn vair\u0101k nek\u0101 70% apdro\u0161in\u0101\u0161anas izmaksu tika pie\u0161\u0137irtas par ce\u013cojumiem Eiropas valst\u012bs, \u012bpa\u0161i It\u0101lij\u0101 un Sp\u0101nij\u0101. Turpretim vid\u0113j\u0101 atl\u012bdz\u012bbas summa 2024.gad\u0101 bijusi 357 eiro. Tradicion\u0101li ce\u013cojumu apdro\u0161in\u0101\u0161ana maks\u0101 ap 30-50 eiro par vienu ce\u013cojumu atkar\u012bb\u0101 no galam\u0113r\u0137a, seguma apjoma un apdro\u0161in\u0101to cilv\u0113ku skaita.<\/p>","protected":false},"excerpt":{"rendered":"
Inform\u0101ciju sagatavoja Zelma Strupka, Luminor sabiedrisko attiec\u012bbu projektu vad\u012bt\u0101ja. \u0160ogad atva\u013cin\u0101jumu sezona l\u012bdz ar da\u017e\u0101diem sv\u0113tkiem s\u0101kusies jau mart\u0101, un, tuvojoties vasarai, tas noz\u012bm\u0113 ar\u012b arvien akt\u012bv\u0101kus ce\u013cojumus \u0101rpus valsts vai ar\u012b tepat uz vietas Latvij\u0101. Pl\u0101nojot savu n\u0101kamo piedz\u012bvojumu, liel\u0101k\u0101 da\u013ca cilv\u0113ku piev\u0113r\u0161as aviobi\u013cet\u0113m, viesn\u012bc\u0101m un mar\u0161ruta izveidei, ta\u010du ne vienm\u0113r aizdom\u0101jas par ce\u013cojumu […]<\/p>\n","protected":false},"author":20,"featured_media":285437,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"post_subheading":"","post_intro_title":"","post_intro_text":"","post_1_gallery":[],"post_main_content":"","post_banner_title":"","post_banner_text":"","post_source":"","post_faq":[],"post_toc":[],"post_conversion_block":"","post_ai_summary":"","footnotes":""},"categories":[398],"tags":[895,889,694],"country":[],"class_list":["post-285436","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-jaunumi","tag-jaunumi","tag-leta","tag-turisms"],"_links":{"self":[{"href":"https:\/\/new.tripthis.eu\/en\/wp-json\/wp\/v2\/posts\/285436","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/new.tripthis.eu\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/new.tripthis.eu\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/new.tripthis.eu\/en\/wp-json\/wp\/v2\/users\/20"}],"replies":[{"embeddable":true,"href":"https:\/\/new.tripthis.eu\/en\/wp-json\/wp\/v2\/comments?post=285436"}],"version-history":[{"count":0,"href":"https:\/\/new.tripthis.eu\/en\/wp-json\/wp\/v2\/posts\/285436\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/new.tripthis.eu\/en\/wp-json\/"}],"wp:attachment":[{"href":"https:\/\/new.tripthis.eu\/en\/wp-json\/wp\/v2\/media?parent=285436"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/new.tripthis.eu\/en\/wp-json\/wp\/v2\/categories?post=285436"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/new.tripthis.eu\/en\/wp-json\/wp\/v2\/tags?post=285436"},{"taxonomy":"country","embeddable":true,"href":"https:\/\/new.tripthis.eu\/en\/wp-json\/wp\/v2\/country?post=285436"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}